SUBTO BLOG

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Is "subject to" on a house or owner financing illegal?

Pace Morby

Dec 16, 2022

Is "subject to" on a house or owner financing illegal?

The question I hear most often from sellers is that they worry about what happens if they use creative financing...

Getting ahead of the real estate market before the worst crash since 2008

Pace Morby

Dec 7, 2022

Getting ahead of the real estate market before the worst crash since 2008

Subject to is a game changer at keeping you financially stable in any market, but especially the crash that's coming.

Who's real estate investing for and the why behind doing it now

Pace Morby

Dec 2, 2022

Who's real estate investing for and the why behind doing it now

If you’re not investing in real estate yet, you’re not paying attention. Real estate is one of the few assets that has only held value.

This is how to save your credit when you're in pre-foreclosure

Pace Morby

Nov 30, 2022

This is how to save your credit when you're in pre-foreclosure

Banks want you to know that foreclosures are your fault. But that's why I created SubTo, so you could stay ahead of the banks and save you.

What's A Better Way to Sell My Home Than a 2-1 Buydown

Pace Morby

Nov 23, 2022

What's A Better Way to Sell My Home Than a 2-1 Buydown

A 2-1 buydown means that the seller of a home helps pay the interest rate on a new mortgage. This doesn’t actually help people afford homes.

This is what you do when your bank doesn't approve your for more money

Pace Morby

Nov 18, 2022

This is what you do when your bank doesn't approve your for more money

The number one problem I see right now with banks that people are running into is banks aren’t approving people for what they need.

Do sellers assume all the risk of selling their home through owner financing

Pace Morby

Nov 16, 2022

Do sellers assume all the risk of selling their home through owner financing

You don't need to pay off to the bank first, and you won't make more through a traditional mortgage. Creative financing will make you more.

How to Qualify for the Home You Want As an Entrepreneur

Pace Morby

Nov 9, 2022

How to Qualify for the Home You Want As an Entrepreneur

If you’re self-employed and trying to buy a house, creative financing gets you the house without a mortgage or bank's approval.

Perspiration Is Always Better at Making Money Than Inspiration

Pace Morby

Nov 4, 2022

Perspiration Is Always Better at Making Money Than Inspiration

When you’re waiting for someday, you’re waiting for things to fall into your lap. Do you think I’d be where I am now if I waited for things

What's the Benefit of Selling My Home Through Owner Financing

Pace Morby

Oct 28, 2022

What's the Benefit of Selling My Home Through Owner Financing

You would think I was kidding if you knew how much I want to buy your home for. Every deal I do in real estate is creative financing.

What's An Actual Good Market to Invest in During a Bad Financial Market

Pace Morby

Oct 26, 2022

What's An Actual Good Market to Invest in During a Bad Financial Market

Stop worrying about a recession. Start investing in real estate without any money up front, cash down, credentials or credit.

The Power of a Community Drives the Successes of the Individual

Pace Morby

Oct 21, 2022

The Power of a Community Drives the Successes of the Individual

If you’re thinking about getting involved in real estate investing, you need to ask yourself if the community helps each other out.

How to Get Funds For A Creative Financing Deal

Pace Morby

Oct 19, 2022

How to Get Funds For A Creative Financing Deal

Show the seller instead of a lot of interest over time, I’m willing to raise the final price of the property so they make more money overall

Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate

Pace Morby

Oct 14, 2022

Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate

When my team started SubTo, there were two things I knew I wanted to do differently. We created an environment that valued collaboration.

What Seems Like A Set Back to You, Is An Opportunity to Me

Pace Morby

Oct 12, 2022

What Seems Like A Set Back to You, Is An Opportunity to Me

In SubTo, we're motivated by collaboration NOT competition.

How A Mindset Reset Can Change Your Entire Real Estate Strategy

Pace Morby

Oct 7, 2022

How A Mindset Reset Can Change Your Entire Real Estate Strategy

Your actions predict your future. If you feel like you can’t do something, you hit a wall. Putting yourself in the right place brings succes

How You Can Benefit From Lending Without Any Cash in Hand

Pace Morby

Oct 5, 2022

How You Can Benefit From Lending Without Any Cash in Hand

banks have consumers in such a chokehold that this type of behavior is not only considered normal, but safe. There's a better way....

What is the difference between the SubTo course and other real estate mentorships?

Pace Morby

Sep 30, 2022

What is the difference between the SubTo course and other real estate mentorships?

I don’t want to knock the other people in this industry, but I do need everyone to know there is an easier way to do real estate investing.

How Recessions Affect Housing Prices and Where to Put Your Money

Pace Morby

Sep 28, 2022

How Recessions Affect Housing Prices and Where to Put Your Money

The fact of the matter is that while cash is being eaten by inflation, assets hold their value better than cash in any market.

How Creative Financing Can Save Anyone Thousands of Dollars

Pace Morby

Sep 23, 2022

How Creative Financing Can Save Anyone Thousands of Dollars

For the average person not looking to get into real estate investing, creative financing can save you thousands. And for investors...