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SUBTO BLOG
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Pace Morby
Dec 16, 2022
Is "subject to" on a house or owner financing illegal?
The question I hear most often from sellers is that they worry about what happens if they use creative financing...
Pace Morby
Dec 7, 2022
Getting ahead of the real estate market before the worst crash since 2008
Subject to is a game changer at keeping you financially stable in any market, but especially the crash that's coming.
Pace Morby
Dec 2, 2022
Who's real estate investing for and the why behind doing it now
If you’re not investing in real estate yet, you’re not paying attention. Real estate is one of the few assets that has only held value.
Pace Morby
Nov 30, 2022
This is how to save your credit when you're in pre-foreclosure
Banks want you to know that foreclosures are your fault. But that's why I created SubTo, so you could stay ahead of the banks and save you.
Pace Morby
Nov 23, 2022
What's A Better Way to Sell My Home Than a 2-1 Buydown
A 2-1 buydown means that the seller of a home helps pay the interest rate on a new mortgage. This doesn’t actually help people afford homes.
Pace Morby
Nov 18, 2022
This is what you do when your bank doesn't approve your for more money
The number one problem I see right now with banks that people are running into is banks aren’t approving people for what they need.
Pace Morby
Nov 16, 2022
Do sellers assume all the risk of selling their home through owner financing
You don't need to pay off to the bank first, and you won't make more through a traditional mortgage. Creative financing will make you more.
Pace Morby
Nov 9, 2022
How to Qualify for the Home You Want As an Entrepreneur
If you’re self-employed and trying to buy a house, creative financing gets you the house without a mortgage or bank's approval.
Pace Morby
Nov 4, 2022
Perspiration Is Always Better at Making Money Than Inspiration
When you’re waiting for someday, you’re waiting for things to fall into your lap. Do you think I’d be where I am now if I waited for things
Pace Morby
Oct 28, 2022
What's the Benefit of Selling My Home Through Owner Financing
You would think I was kidding if you knew how much I want to buy your home for. Every deal I do in real estate is creative financing.
Pace Morby
Oct 26, 2022
What's An Actual Good Market to Invest in During a Bad Financial Market
Stop worrying about a recession. Start investing in real estate without any money up front, cash down, credentials or credit.
Pace Morby
Oct 21, 2022
The Power of a Community Drives the Successes of the Individual
If you’re thinking about getting involved in real estate investing, you need to ask yourself if the community helps each other out.
Pace Morby
Oct 19, 2022
How to Get Funds For A Creative Financing Deal
Show the seller instead of a lot of interest over time, I’m willing to raise the final price of the property so they make more money overall
Pace Morby
Oct 14, 2022
Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate
When my team started SubTo, there were two things I knew I wanted to do differently. We created an environment that valued collaboration.
Pace Morby
Oct 12, 2022
What Seems Like A Set Back to You, Is An Opportunity to Me
In SubTo, we're motivated by collaboration NOT competition.
Pace Morby
Oct 7, 2022
How A Mindset Reset Can Change Your Entire Real Estate Strategy
Your actions predict your future. If you feel like you can’t do something, you hit a wall. Putting yourself in the right place brings succes
Pace Morby
Oct 5, 2022
How You Can Benefit From Lending Without Any Cash in Hand
banks have consumers in such a chokehold that this type of behavior is not only considered normal, but safe. There's a better way....
Pace Morby
Sep 30, 2022
What is the difference between the SubTo course and other real estate mentorships?
I don’t want to knock the other people in this industry, but I do need everyone to know there is an easier way to do real estate investing.
Pace Morby
Sep 28, 2022
How Recessions Affect Housing Prices and Where to Put Your Money
The fact of the matter is that while cash is being eaten by inflation, assets hold their value better than cash in any market.
Pace Morby
Sep 23, 2022
How Creative Financing Can Save Anyone Thousands of Dollars
For the average person not looking to get into real estate investing, creative financing can save you thousands. And for investors...
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