SUBTO BLOG

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This is how to save your credit when you're in pre-foreclosure

Nov 30, 2022

This is how to save your credit when you're in pre-foreclosure

Banks want you to know that foreclosures are your fault. But that's why I created SubTo, so you could stay ahead of the banks and save you.

What's A Better Way to Sell My Home Than a 2-1 Buydown

Pace Morby

Nov 23, 2022

What's A Better Way to Sell My Home Than a 2-1 Buydown

A 2-1 buydown means that the seller of a home helps pay the interest rate on a new mortgage. This doesn’t actually help people afford homes.

How to Qualify for the Home You Want As an Entrepreneur

Pace Morby

Nov 9, 2022

How to Qualify for the Home You Want As an Entrepreneur

If you’re self-employed and trying to buy a house, creative financing gets you the house without a mortgage or bank's approval.

What's the Benefit of Selling My Home Through Owner Financing

Pace Morby

Oct 28, 2022

What's the Benefit of Selling My Home Through Owner Financing

You would think I was kidding if you knew how much I want to buy your home for. Every deal I do in real estate is creative financing.

What's An Actual Good Market to Invest in During a Bad Financial Market

Pace Morby

Oct 26, 2022

What's An Actual Good Market to Invest in During a Bad Financial Market

Stop worrying about a recession. Start investing in real estate without any money up front, cash down, credentials or credit.

The Power of a Community Drives the Successes of the Individual

Pace Morby

Oct 21, 2022

The Power of a Community Drives the Successes of the Individual

If you’re thinking about getting involved in real estate investing, you need to ask yourself if the community helps each other out.

How to Get Funds For A Creative Financing Deal

Pace Morby

Oct 19, 2022

How to Get Funds For A Creative Financing Deal

Show the seller instead of a lot of interest over time, I’m willing to raise the final price of the property so they make more money overall

Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate

Pace Morby

Oct 14, 2022

Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate

When my team started SubTo, there were two things I knew I wanted to do differently. We created an environment that valued collaboration.

What Seems Like A Set Back to You, Is An Opportunity to Me

Pace Morby

Oct 12, 2022

What Seems Like A Set Back to You, Is An Opportunity to Me

In SubTo, we're motivated by collaboration NOT competition.

How A Mindset Reset Can Change Your Entire Real Estate Strategy

Pace Morby

Oct 7, 2022

How A Mindset Reset Can Change Your Entire Real Estate Strategy

Your actions predict your future. If you feel like you can’t do something, you hit a wall. Putting yourself in the right place brings succes

How You Can Benefit From Lending Without Any Cash in Hand

Pace Morby

Oct 5, 2022

How You Can Benefit From Lending Without Any Cash in Hand

banks have consumers in such a chokehold that this type of behavior is not only considered normal, but safe. There's a better way....

What is the difference between the SubTo course and other real estate mentorships?

Pace Morby

Sep 30, 2022

What is the difference between the SubTo course and other real estate mentorships?

I don’t want to knock the other people in this industry, but I do need everyone to know there is an easier way to do real estate investing.

How Recessions Affect Housing Prices and Where to Put Your Money

Pace Morby

Sep 28, 2022

How Recessions Affect Housing Prices and Where to Put Your Money

The fact of the matter is that while cash is being eaten by inflation, assets hold their value better than cash in any market.

How Creative Financing Can Save Anyone Thousands of Dollars

Pace Morby

Sep 23, 2022

How Creative Financing Can Save Anyone Thousands of Dollars

For the average person not looking to get into real estate investing, creative financing can save you thousands. And for investors...

Become An Expert First-time Home Buyer in Less Than 100 Days

Pace Morby

Sep 21, 2022

Become An Expert First-time Home Buyer in Less Than 100 Days

Learning creative finance is like learning a second language. But, if you learn it you can become an expert home buyer in less than 100 days

How to Buy a House In An Economic Downturn Without Money Down

Pace Morby

Sep 16, 2022

How to Buy a House In An Economic Downturn Without Money Down

There are just better, safer and more lucrative ways to get things done than buying a mortgage from a bank that gets you in a house NOW.

How SubTo and Creative Financing Can Help A Community

Pace Morby

Sep 9, 2022

How SubTo and Creative Financing Can Help A Community

Imagine a world where what you do provided for you, but is also called a blessing by the people you work with - that's what we do here.

How to Leverage a Novation Agreement in Real Estate

Pace Morby

Sep 7, 2022

How to Leverage a Novation Agreement in Real Estate

You may have heard the term “novation agreement” thrown around a few times in the real estate world. But what does that even mean? Though...

How to Close Hundreds of Creative Financing Deals A Year

Pace Morby

Sep 2, 2022

How to Close Hundreds of Creative Financing Deals A Year

I made the same mistake you're making when getting started in creative financing, acquiring single-family properties. Here's how to do tons.

What Makes Creative Financing An Effective Way to Buy Anything

Pace Morby

Aug 31, 2022

What Makes Creative Financing An Effective Way to Buy Anything

It’s just a fact that unless you have a couple full-time jobs and successful side hustles, you may never be lucky enough to get into a house