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SUBTO BLOG
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Getting ahead of the real estate market before the worst crash since 2008
Subject to is a game changer at keeping you financially stable in any market, but especially the crash that's coming.
Pace Morby
Dec 7, 2022

Who's real estate investing for and the why behind doing it now
If you’re not investing in real estate yet, you’re not paying attention. Real estate is one of the few assets that has only held value.
Pace Morby
Dec 2, 2022

This is how to save your credit when you're in pre-foreclosure
Banks want you to know that foreclosures are your fault. But that's why I created SubTo, so you could stay ahead of the banks and save you.
Pace Morby
Nov 30, 2022

What's A Better Way to Sell My Home Than a 2-1 Buydown
A 2-1 buydown means that the seller of a home helps pay the interest rate on a new mortgage. This doesn’t actually help people afford homes.
Pace Morby
Nov 23, 2022


Do sellers assume all the risk of selling their home through owner financing
You don't need to pay off to the bank first, and you won't make more through a traditional mortgage. Creative financing will make you more.
Pace Morby
Nov 16, 2022

How to Qualify for the Home You Want As an Entrepreneur
If you’re self-employed and trying to buy a house, creative financing gets you the house without a mortgage or bank's approval.
Pace Morby
Nov 9, 2022

What's An Actual Good Market to Invest in During a Bad Financial Market
Stop worrying about a recession. Start investing in real estate without any money up front, cash down, credentials or credit.
Pace Morby
Oct 26, 2022


The Power of a Community Drives the Successes of the Individual
If you’re thinking about getting involved in real estate investing, you need to ask yourself if the community helps each other out.
Pace Morby
Oct 21, 2022

How to Get Funds For A Creative Financing Deal
Show the seller instead of a lot of interest over time, I’m willing to raise the final price of the property so they make more money overall
Pace Morby
Oct 19, 2022

Your Friends Are Your Greatest Competition and Your Best Allies In Real Estate
When my team started SubTo, there were two things I knew I wanted to do differently. We created an environment that valued collaboration.
Pace Morby
Oct 14, 2022

What Seems Like A Set Back to You, Is An Opportunity to Me
In SubTo, we're motivated by collaboration NOT competition.
Pace Morby
Oct 12, 2022


How A Mindset Reset Can Change Your Entire Real Estate Strategy
Your actions predict your future. If you feel like you can’t do something, you hit a wall. Putting yourself in the right place brings succes
Pace Morby
Oct 7, 2022


What is the difference between the SubTo course and other real estate mentorships?
I don’t want to knock the other people in this industry, but I do need everyone to know there is an easier way to do real estate investing.
Pace Morby
Sep 30, 2022


How Recessions Affect Housing Prices and Where to Put Your Money
The fact of the matter is that while cash is being eaten by inflation, assets hold their value better than cash in any market.
Pace Morby
Sep 28, 2022


How Creative Financing Can Save Anyone Thousands of Dollars
For the average person not looking to get into real estate investing, creative financing can save you thousands. And for investors...
Pace Morby
Sep 23, 2022

Become An Expert First-time Home Buyer in Less Than 100 Days
Learning creative finance is like learning a second language. But, if you learn it you can become an expert home buyer in less than 100 days
Pace Morby
Sep 21, 2022

How to Buy a House In An Economic Downturn Without Money Down
There are just better, safer and more lucrative ways to get things done than buying a mortgage from a bank that gets you in a house NOW.
Pace Morby
Sep 16, 2022

Stop Waiting for The Economy to Crash – Get Into A House Now!
You deserve better and so do home sellers. This is the future. Get with it or get out of the way because the SubTo crew is taking over.
Pace Morby
Sep 14, 2022


How SubTo and Creative Financing Can Help A Community
Imagine a world where what you do provided for you, but is also called a blessing by the people you work with - that's what we do here.
Pace Morby
Sep 9, 2022


How to Leverage a Novation Agreement in Real Estate
You may have heard the term “novation agreement” thrown around a few times in the real estate world. But what does that even mean? Though...
Pace Morby
Sep 7, 2022
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