COMMUNITY
The room, not the stage.
A peer institution, not an audience. Practitioners in your market, at your stage, on a live call most weekday mornings.*
How the room works
The Daily Dial
Bring a seller conversation you are stuck on and underwrite it out loud with the room. Newer members practice the call here before they make it.
CADENCE
Weekday mornings*
Discord
Where the room is between calls: ask a deal question, read your market's thread, find a partner who already works in your city.
CADENCE
Open, all day*
Squads
A small peer group, placed by your market and your stage. They read your files, and they are the people most likely to tell you a deal is bad.
CADENCE
Weekly*
Deal reviews
Bring a live file and walk it with a coach: the numbers, the terms, and the part that will cause a problem at closing.
CADENCE
Weekly*
Every new member is paired with an advisor*
SubTo assigns a Member Success Advisor for your first 60 days*: a weekly conversation, introductions to the members already working in your market, and a plan pointed at the goal you came in with. It is that person's job, not a favor from a peer, and it is the same person every week.
Member stories
Three members on what the room is, in their own words. Deals, with the documents behind them, are published on the Proof Hub.
"I was just like you. I was the person that was like, is this a real deal? We see so much virtual stuff happening now that it's hard to trust what's out there. And that was me. I was uncertain."
Dawn Acevedo*, Long Island, New York · came in a skeptic
MEMBER VIDEO · RECORDED AT A SUBTO COMMUNITY EVENT*
"When I first heard of SubTo, all I heard of was creative finance. But when I got involved, I realized it's much more than that. It's not about competition. It's all about collaboration."
Jim Bonnie*, Chicago · construction and rehab partnerships
MEMBER VIDEO · TWO YEARS IN SUBTO AT RECORDING*
"Being in the program, and just the tidbits and pieces of information that I've learned, I realized that it is not that complex. It is not that scary."
Magda Rosado*, Phoenix, Arizona · new to real estate
MEMBER VIDEO · RECORDED AT A SUBTO COMMUNITY EVENT*
Four upcoming events
See all events
SUBTO COMMUNITY ROOM · ARCHIVE · NOT THIS EVENT
Indianapolis Real Estate Meetup
MUNDO SANCHEZ, SUBTO REGIONAL LEADER OF INDIANA · THE LISTING'S OWN FAQ CALLS IT AN OFFICIAL SUBTO MEETUP · LISTED ON EVENTBRITE
- DATE
- Aug 21, 2026 · 5:30–7:00 PM EST
- PLACE
- Indianapolis, IN 46204 (Goodfellas Pizzeria – Mass Ave, 545 Massachusetts Ave)
SUBTO COMMUNITY ROOM · ARCHIVE · NOT THIS EVENT
Birmingham Subto/Creative Financing Meet-up
TJ NGUYEN · THE ORGANIZER ACCOUNT NAMES ITSELF SUBTO REGIONAL LEADER · LISTED ON EVENTBRITE
- DATE
- Aug 23, 2026 · 3:00–5:00 PM CDT
- PLACE
- Birmingham, AL 35212 (House Eleven, 5229 1st Avenue North)
SUBTO COMMUNITY ROOM · ARCHIVE · NOT THIS EVENT
Subto Real Estate Meetup
CHAD GLOVER & ELIANA RITCHIE · THE LISTING NAMES ITSELF A SUBTO MEETUP AND MAKES NO OFFICIAL CLAIM · LISTED ON EVENTBRITE
- DATE
- Sep 1, 2026 · 6:00–8:30 PM EDT
- PLACE
- Charlotte, NC 28206 (1030 Woodward Avenue)
SUBTO COMMUNITY ROOM · ARCHIVE · NOT THIS EVENT
Subto Fresno Area Meet Up
ANNEKE CREW · THE LISTING CALLS ITSELF A SUBTO MEETUP AND MAKES NO OFFICIAL CLAIM · LISTED ON EVENTBRITE
- DATE
- Sep 2, 2026 · 6:00–9:00 PM PDT
- PLACE
- Fresno, CA 93722 (Summer Fox Brewing, 6585 North Santa Fe Avenue)
COMMUNITY CALENDAR · SOURCED FROM THE OFFICIAL SUBTO MEETUP NETWORK · LISTED THE DAY THEY'RE ON THE CALENDAR · EACH EVENT LINKS TO ITS OWN LISTING · FETCHED 2026-08-20
The next cohort date is public.
See the receipts first. Apply when you've decided.